LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.40
$11.70
$12.00
$12.60
$12.90
$13.50
$13.80
$14.40
$15.00
$15.60
$16.50
$17.10
$18.00
$18.90
$19.80
$20.70
$21.60
$23.10
$24.90
$26.70
$28.80
$30.90
$32.70
$34.80
$36.90
$39.30
$41.70
$44.70
$48.30
$52.20
$57.30
$62.40
$67.50
$72.90
$81.00
$87.00
$96.90
$105.00
$113.70
$123.90
$135.60
$150.30
$165.90
$183.30
$208.20
$232.20
$261.00
$288.00
$318.00
$349.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.80
$23.40
$24.00
$25.20
$25.80
$27.00
$27.60
$28.80
$30.00
$31.20
$33.00
$34.20
$36.00
$37.80
$39.60
$41.40
$43.20
$46.20
$49.80
$53.40
$57.60
$61.80
$65.40
$69.60
$73.80
$78.60
$83.40
$89.40
$96.60
$104.40
$114.60
$124.80
$135.00
$145.80
$162.00
$174.00
$193.80
$210.00
$227.40
$247.80
$271.20
$300.60
$331.80
$366.60
$416.40
$464.40
$522.00
$576.00
$636.00
$698.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$30.00
$31.20
$32.40
$33.60
$34.80
$36.60
$37.80
$39.60
$41.40
$43.20
$45.60
$47.40
$49.80
$52.20
$55.20
$57.60
$60.60
$64.80
$69.60
$75.00
$79.80
$85.20
$90.00
$94.20
$100.20
$105.60
$111.60
$119.40
$128.40
$138.00
$150.60
$163.80
$177.00
$190.20
$211.80
$226.20
$250.80
$271.20
$292.80
$317.40
$348.00
$384.60
$424.20
$468.00
$532.20
$592.80
$665.40
$732.60
$807.60
$885.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov